Home Improvement Program

St. Louis County provides 5-year forgivable home improvement loans to low- and moderate-income homeowners to make necessary improvements to their homes. These loans are limited to a maximum of $5,000 and are available to County residents through their local municipality or in unincorporated areas. The City of University City has a Home Improvement Program that provides loans to income eligible homeowners up to a maximum of $5,000. Interested residents should contact the HIP satellite offices to make an application:

Clayton Office
121 S. Meramec, Ste. 444
St. Louis, MO 63105
(314) 615-8232

South County Office
4546 Lemay Ferry Road
St. Louis, MO 63129
(314) 615-4025

This program is only available to owner-occupants. Applicants must be current on their real estate taxes.

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Program Information
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Contact Information
Office Directory
Office of Community Development
121 S. Meramec, Ste. 444
Clayton, MO 63105
Phone: (314) 615-4405
Fax: (314) 615-8674
TTY: (314) 615-5467